If you’re looking to quickly take out loans in Missouri, RISE offers online installment loans with a 60% to 299% APR and 7- to 36-month terms. Apply to borrow $300 to $5,000 and get money in your account by the next business day.*

An installment loan could provide help during an emergency

If you’re looking for helping to pay for an emergency, perhaps a broken-down vehicle or an unexpected hospital bill, an online personal loan might be a good solution.


Personal loans are unsecured installment loans and offered based on your creditworthiness and a promise to repay the money. You don’t have to risk your vehicle or possessions like you would with a title loan or pawn loan. You also could pay a lot less in fees or interest than you would with a typical payday loan. 


Many companies offer installment loans, including banks, credit unions, and online lenders. Before taking out a loan, you may want to compare the lenders’ loan amounts, loan terms, interest rate range, and fees.


What does RISE offer?

Lenders may focus on different types of borrowers, and some require good to excellent credit to qualify for a loan or have high minimum loan amounts. RISE offers installment loans in Missouri that could be a good fit for those who’ve had some credit trouble in the past but still need a small- to medium-sized loan to pay for an emergency.


RISE’s installment loans have the following features:


  • You can borrow $300 to $5,000
  • The loan will have a 7- to 36-month term
  • The APR will be 60% to 299%
  • There are no application or prepayment fees
  • There’s a five-day, risk-free guarantee. If you change your mind and repay the loan within five business days, you won’t pay any fees.


Your credit, payment history, loan amount, and other factors can influence your loan’s term and APR. However, before you take out a RISE installment loan in Missouri, you’ll know exactly how much your payments will be and when your loan will be paid off.


Plus, RISE’s Missouri installment loans can be a quick and easy solution:


  1. Apply online and find out if you’re approved in minutes.
  2. See your maximum loan amount and terms.
  3. Choose how much you want to borrow.
  4. Get money deposited in your account within one business day.*


What about storefront or online payday loans in Missouri?

A payday loan could also be an option if you need money quickly. However, payday loans can be expensive. For payday loans in Missouri:  


  • You can borrow $500 or less with a 14- to 31-day term.
  • You could be charged up to $75 for a $100 loan.


Additionally, if payday loan borrowers renew or rollover their loan, they are required to pay a 5% reduction of the original principal amount. Payday loans in Missouri can be rolled over six times, which could leave borrowers in debt for much longer than the loan’s original term and paying much more than they may have originally anticipated.


RISE also offers financial education and support

Even if you don’t take out a loan with RISE, you can access our free financial resources to learn about healthy money management practices and credit.


You can also sign up for Credit Score Plus, a free program that gives you access to a TransUnion credit score along with complimentary TransUnion credit monitoring.

** You can read more about payday loans in Missouri on the Missouri Division of Finance’s website