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RISE Installment loans

Borrow what you need when you need it with a installment loan

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What is an installment loan?

An installment loan is a cash loan that you pay back with a fixed number of regular, equal payments over a set period. Types of installment loans include mortgages, auto loans, student loans and personal loans. Many borrowers find it quicker and easier to get an installment loan online than in person at a traditional bank or credit union.

What makes RISE installment loans different?

An online installment loan from RISE can get you the funds you need fast — without ever setting foot in a bank. Here’s what makes RISE different:

What you can do with an installment loan

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Home Repairs

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Moving Expenses

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Medical Bills

Auto Repairs Icon

Auto Repairs

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Unexpected Expenses

It’s easy to apply for an online installment loan from RISE


Step 1: Start your installment loan application

Don’t worry, you have five business days from the time you take your loan. If you decide that the loan isn’t right for you, simply call us, repay the principal and there will be no fees.


Step 2: Get your approval decision in minutes

Once approved, you choose how much you want to borrow (depending on your approval amount and state of residence). Our flexible payment options let you choose your own terms. You can even pay your loan off early with no extra fees — whatever works best for you.


Step 3: Receive your money

Your funds will show up in your checking account shortly — often as soon as the next business day!* Or, if you prefer, you can request a paper check. If you choose a paper check, please allow 7-10 days for delivery via the USPS.

FAQs about online installment loans

Can you get an installment loan with bad credit?
What are installment loan rates and terms?
How will applying for a loan impact my credit score?
What you should know before you borrow
How can you shop for an installment loan?
Can you get an installment loan with bad credit?

Many online lenders now offer installment loans to borrowers with less-than-ideal credit. In general, installment loans are a more flexible and affordable option than payday loans. However, lenders who offer loans to borrowers with imperfect credit may charge additional fees, penalties and/or higher interest rates, so make sure to read the fine print before you apply.

Are you ready to apply?

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Online Installment loans

Why choose an online installment loan from Because when life throws you a curveball like an unplanned medical expense, urgent car repair or essential upgrade for your home, a personal loan from RISE can help get you over the financial hump. RISE loans offer a risk-free guarantee, flexible loan terms, no prepayment penalty fees and the opportunity to improve your credit when you consistently make your payments on time. Apply online for a RISE loan today and get your approval decision ASAP.