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Customer Reviews

TrustScore 4.4 out of 5

Based on 3768 reviews on

TrustScore 4.4 | 3768 reviews

1 day ago

I need quick loan and was approved no…

I need quick loan and was approved no jumping thru hoops and i still have available funds to borrow if needed

Natalie Money

1 day ago

Exceeded Expectations

The platform was easy to use. The response and timing exceeded my expectations.

Cynthia Jackson

5 days ago

Fast service

A good experience

Ashem

5 days ago

Easy

Easy! Great treatment

Rebecca Solomon

6 days ago

First off, I submitted my amount on a Friday.

First off I submitted my amount on a Friday afternoon thinking I would not see anything until Monday. It was in my account right away much to my surprise. Great service!

Ronald Fox

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PRIVACY POLICIES & NOTICES

* Applications processed and approved before 6pm ET are typically funded the next business day. RISE is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved varies by state and is subject to minimum income requirements.

In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.

** For customers responding to an active firm offer of credit, a hard inquiry will be placed on your credit reports when you are approved for and accept a loan, which may impact your credit score and will be available for third parties and potential lenders to view. However, a hard inquiry will be placed with Clarity when you submit a complete application, and this may affect your overall credit profile with this bureau. For customers who are not responding to an active firm offer of credit, a hard inquiry will not be placed on your TransUnion or FactorTrust credit report until you are approved for and accept a loan.

Important Disclosures:

In states where RISEcredit.com loans are offered by a bank partner, loans are underwritten, approved, and funded by Quill Bank (Formerly known as Capital Community Bank) or FinWise Bank. Your lender is determined during the application process and is provided to you in your Loan Agreement. Rates and terms are customized to each consumer and their financial situation. Rates are based on the consumer’s credit, income, loan repayment history, and a number of other factors. Please see the What It Costs page for additional details in your state.

Application approvals and the amount of any credit for which you may be approved are subject to minimum income requirements and vary by state.

This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges. We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.