When hard-working Americans are faced with an unexpected expense or financial emergency, they can turn to RISE. We’re here to help with quick online installment loans or a line of credit for financial emergencies. RISE has an easy online application process and progress to better rates. Plus, you can get cash in your account as soon as tomorrow and choose your own terms*. At RISE, we’re committed to helping you build a better financial future: We also offer free access to credit monitoring and financial wellness tools.
Payday loans are small, short-term loans are intended to cover you until you receive your next paycheck.
You can apply for a payday loan online or in person at a storefront. Payday lenders typically charge a fixed fee based on the amount borrowed, and you have until your next payday to pay off the amount borrowed plus the fee.
Online payday loans and traditional payday loans can help with an emergency today, but often create a heavy financial burden for tomorrow—that’s why it’s smart to consider other ways to quickly borrow money.
Payday loans aren’t your only option in a financial emergency—there are several other ways to borrow money fast. For example, a personal installment loan, loan from a family member, or loan from a peer-to-peer lending platform might be better a fit for your personal financial situation.
These alternatives are likely to give you more time to pay back the money, have lower fees and/or interest rates, be available in larger amounts, and help build your credit.
If you’re stuck in a painful cycle of payday loans, payday loan relief programs could help you break free. You can also take out an installment loan to consolidate your payday loans and other types of debt, like credit cards and medical bills.
At RISE, we offer a better alternative to payday loans. You can get $500 to $5,000 in your checking account as soon as tomorrow*. Our online application is quick and we report your on-time payments to a credit bureau to help you build credit. Get the money you need today and build a better financial tomorrow with RISE.