Customer researching auto repair loans on a laptop

RISE auto repair financing


Auto repair financing with RISE

When your car breaks down and you need to get back on the road ASAP, an auto repair loan might be an ideal solution. At RISE, we offer short term installment loans: Cash loans that you pay back with a fixed number of regular, equal payments.

What can you use an auto repair loan for?

Emergency car repair loans from RISE can help you cover several unforeseen expenses, including:


Good tires are vital to maintaining to the safety of your vehicle. Unfortunately, they can be expensive, ranging anywhere from $50 to $200 each, and even higher for pickup trucks and SUVs.

New transmission or brakes

It can cost several hundred to several thousand dollars to replace your car's brakes or transmission.

Repairs to pass emissions testing

If your car fails a smog test, you won’t be able to register and drive it legally. While some states have waivers or financial assistance programs, you may still need to cover substantial costs out of pocket to bring your car up to standard.

Fixing damage after an accident

Your insurance policy might not cover damage to your car under certain conditions. Or, you might need help covering a high deductible-the amount you have to pay out of pocket to file a claim.

Online auto repair loans from RISE

RISE is in your corner with the money you need as soon as tomorrow*.

Here's how it works:

  1. Apply online: After you provide some basic info, we'll usually let you know if you're approved in just minutes.
  2. Choose your terms: Once approved for a certain amount, tell us how much you want to borrow. Our loan amounts range from $500 to $5,000 depending on your Lender and state of residence. Use our Choose Your Terms feature to choose payment terms that are convenient for you (subject to state restrictions).
  3. Receive funds quickly: Applications processed and approved before 6pm ET are typically funded electronically the next business day*.

RISE: A better way to borrow

At RISE, we help our customers with the cash they need today, and work with them to build a stronger financial tomorrow—that's the RISE difference.

In addition to a simple online application process and cash in your account as soon as tomorrow*, we also empower you to create a better financial future.

RISE is here to help you build your credit by giving you instant access to your credit score, plus free credit alerts and financial education tools to help you build better money habits and improve your financial future.

Let’s face it: Auto repairs can be expensive for hardworking Americans. And if your car isn’t running, it can be extremely difficult to get to your job, take your kids to school and go about your normal life. If you need to borrow money to get your car running again, RISE is here to help with flexible auto repair financing. At RISE, we’re committed to helping you build a better financial future: We also offer free access to credit monitoring and financial wellness tools.