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RISE - Capital Community Bank Privacy Notice

RISE - FinWise Privacy Notice 

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PRIVACY POLICY

 

LEARN MORE ABOUT RISE AND GET FREE FINANCIAL TIPS BY FOLLOWING US 

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4150 International Plaza, Suite 300 Fort Worth, TX 76109

©2023 RISE. All Rights Reserved.


* Applications processed and approved before 6pm ET are typically funded the next business day. RISE is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.

In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.

**For customers responding to an active firm offer of credit, a hard inquiry will be placed on your credit reports when you are approved for and accept a loan, which may impact your credit score and will be available for third parties and potential lenders to view. However, a hard inquiry will be placed with Clarity when you submit a complete application, and this may affect your overall credit profile with this bureau.  For customers who are not responding to an active firm offer of credit, a hard inquiry will not be placed on your TransUnion or FactorTrust credit report until you are approved for and accept a loan.

Important Disclosures:

Notice to Alaska, Arizona, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Nevada, Ohio, Oklahoma, Oregon, Washington, and Wyoming Customers: Installment loans are originated by FinWise Bank, a Utah chartered bank, located in Murray, UT, Member FDIC.

Notice to Kansas, Tennessee and Texas Customers: Installment loans are originated by Capital Community Bank, a Utah chartered bank, located in Provo, UT, Member FDIC.

Application approvals and the amount of any credit for which you may be approved are subject to minimum income requirements and vary by state.

This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges.  We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the empty Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.

 

CHECK YOUR LOAN OPTIONS

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Checking your loan options will NOT affect your FICO® score.**
California Residents, view the RISE California Privacy Policy for information on what we collect.

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However, you may qualify with AmOne. Get started below to see if AmOne works for you.

Disclaimer: RISE and the partner above are independent companies. Neither company has the authority to evaluate a credit application on behalf of the other. By clicking the button below, you will be leaving the RISE website and entering the partner website.

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Coming Soon!

We're partnering with to bring you better ways to borrow. Stay tuned. If you just can't wait, feel free to see the sneak peek below!

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New loan products that provide you a better way to borrow. Stay tuned. If you just can't wait, feel free to see the sneak peek below.

Loan Amount

Repayment Term

APR (Based on Credit)

$500-$5000

7-26 months

99% - 149%