Installment loans in Ohio
An emergency can strike at any time. Perhaps your tire blows out on the way to work, or a loved one needs to visit the emergency room. No matter the circumstances, money can be a major concern.
Installment loans can quickly provide the funds you need to pay for an emergency expense or cover your regular bills while you’re dealing with an unexpected situation.
With an installment loan, you can complete the entire application and funding process without having to visit a bank branch. It’s convenient, straightforward, and allows you to focus your limited time and energy on the emergency at hand.
An online loan through RISEcredit.com
In Ohio, RISE has partnered with Capital Community Bank (CCBank), and FinWise Bank to work together in offering online installment loans.The loans have a fixed interest rate, and you’ll know your term, payment amounts, and total cost of borrowing before you take out the loan. If you change your mind, or your circumstances change, you can also return the loan within five business days and won’t pay any fees.
Here are the basics:
- Loan amounts range from $500 to $5,000
- The loan’s interest rate will be between 99% and 199% based on credit worthiness
Your eligibility, rates, and terms can vary depending on your creditworthiness. Submit an application, and you’ll generally get the decision in minutes.
Once you’re approved for a loan via CCBank or FinWise Bank, you can either accept your full offer or choose a lower amount. We encourage you to only borrow what you need and can afford to repay.
Additionally, RISECredit.com has tools and resources that everyone can use to improve their financial knowledge.
These include downloadable budgeting resources, a glossary of important financial terms, and the free Credit Score Plus program, which lets you track your TransUnion credit scores and comes with free TransUnion credit report monitoring.
Comparing installment loans
You may be pressed for time during an emergency, but comparing your loan options could still be a good idea.An installment loan through RISEcredit.com isn’t the cheapest form of credit, but it could be a better option than taking out a payday loan or overdrawing your account. Loans in Ohio from RISEcredit.com also offer some favorable features that may make them a better option than other installment loans, including:
- No application, origination, or prepayment fees
- Quick online application and approval process
- You could get the money by the next day*
RISE understands the financial needs of Ohioans. Apply today and join the thousands of people who have trusted RISE for financial peace of mind.
