Kentucky Payday Loan Alternative
In partnership with FinWise Bank, RISECredit.com offers online installment loans to residents of Kentucky. Unlike traditional only payday loans, Kentucky personal loans from FinWise Bank are designed to support your financial needs with features that include:
- Flexible repayment terms up to 36 months
- Larger loan amounts up to $5,000
- Interest rates from 99% - 149%
- No application fees
- No origination fees
- No prepayment penalty
You can apply from the comfort of your home or office, get an approval notification within minutes, choose your own terms, and have cash in your bank account as soon as the next business day.* If you change your mind, you can return your loan within five business days without penalty.
Can you get a Payday or Installment Loan with Bad Credit?
- Payday lenders: There's typically no credit check with a payday loan. Instead, you'll typically show proof of your income to prove you can repay the loan on your next payday.
- RISE by FinWise: Our loans are designed for people who don't have access to lower cost credit products, so if you're currently working on improving your credit score, RISE by FinWise is here to support you on that journey.