Evening view of downtown bridge over a river in Kentucky

Installment loans are available in Kentucky

FinWise Bank now partners with RISE to offer Kentucky residents an online loan option. 

Get Started Today

Applying for an installment loan is easy and you can have your money in as little as one business day!*


Kentucky Payday Loan Alternative

In partnership with FinWise Bank, RISECredit.com offers online installment loans to residents of Kentucky. Unlike traditional only payday loans, Kentucky personal loans from FinWise Bank are designed to support your financial needs with features that include:

  • Flexible repayment terms up to 36 months
  • Larger loan amounts up to $5,000
  • Interest rates from 99% - 149%
  • No application fees
  • No origination fees
  • No prepayment penalty

You can apply from the comfort of your home or office, get an approval notification within minutes, choose your own terms, and have cash in your bank account as soon as the next business day.* If you change your mind, you can return your loan within five business days without penalty.

Can you get a Payday or Installment Loan with Bad Credit?

  • Payday lenders: There's typically no credit check with a payday loan. Instead, you'll typically show proof of your income to prove you can repay the loan on your next payday.
  • RISE by FinWise: Our loans are designed for people who don't have access to lower cost credit products, so if you're currently working on improving your credit score, RISE by FinWise is here to support you on that journey.

why-rise/RISE is a Better Online Loan Option in Kentucky

Whether you need money to cover unexpected expenses for car or home repair, pay for a medical emergency, or close the gap on existing, high-interest credit card debt, RISE by FinWise is the partner you can count on.

Don't set yourself up for failure, Position yourself for success with RISE by FinWise online payday loan alternatives. Kentucky residents: Get up to $5,000 as soon as tomorrow* with loan terms between 7 to 26 months.

Additional Resources from RISECredit.com

RISEcredit.com isn't just an online lender, but also a trusted resource when it comes to personal financial matters. Keep up with important information on the RISE Blog, check out free interactive tools in the financial wellness center, and don't forget to sign up for the RISE Credit Score Plus program.


Learn more about personal installment loans from RISE through FinWise Bank and apply for one today.

FinWise Bank now partners with RISE to offer Kentucky residents an online loan option.