Georgians may be able to get a loan from a variety of banks, credit unions, and online lenders. But where can you turn if you don’t have good credit to qualify with a traditional lender?

RISE is an online lender that offers installment loans to Georgia residents who may have trouble getting credit from other lenders.

What does RISE offer in Georgia?

RISE offers installment loans in Georgia and focuses on helping applicants who don’t have perfect credit get access to the money they need for emergency expenses.


  • Borrow from $3,100 to $5,000
  • Terms range from 20 to 36 months
  • The loan will have a 59.8% APR.
  • Five-day risk-free guarantee means if you decide you don’t need the money, you can repay the principal within five business days and won’t pay any fees. 


You can apply for a RISE installment loan in Georgia online. Once your application is approved, you could have the money in your account within one business day.*


What about payday loans in Georgia?

Outside of Georgia, when you’re in a pinch and need money quickly, you may turn to an online or storefront payday lender.


Payday loans are generally illegal in Georgia and there are no payday lenders in the state. This could be a good thing for residents, as borrowers sometimes get stuck in payday loan debt cycles for months. 


However, Georgians who have a poor credit score, no credit, or low income may have trouble qualifying for a loan.


RISE goes beyond lending and could help your long-term finances

An installment loan from RISE could be a good option if you need to borrow money quickly to pay for an emergency expense. We also want to improve borrowers’ understanding and practices around money.


We’ve created a financial wellness program with videos and guides to credit and budgeting, and answers to frequently asked money-related questions.


Additionally, RISE will report your monthly payments to TransUnion. Your on-time payments can then help you build a good credit history and may improve your credit scores over time.


RISE also gives you free access to Credit Score Plus, which you can use to check a TransUnion credit score, monitor your score over time, and get alerts if you there are changes to your TransUnion credit report.