Oceanside view with palm trees and city in Florida

Installment loans are available in Florida

FinWise Bank now partners with RISE to offer Florida residents an online loan option.

Get Started Today

Applying for an installment loan is easy and you can have your money in as little as one business day!*


Need a quick loan in Florida?

Time is of the essence during an emergency. Whether you’re dealing with a broken-down car or medical emergency, being able to quickly get a loan can be important.

FinWise Bank offers RISE online loans, with a simple application and quick funding.

From start to finish, you can apply and take out a loan without having to leave your home:

  1. Apply online: Complete the application, and FinWise Bank will automatically evaluate your information and may give you a decision in a matter of minutes.
  2. Choose your loan amount: The rates and terms FinWise Bank offers you can vary depending on your creditworthiness. However, it’s up to you to decide if you want to borrow the full amount offered or choose a smaller loan.
  3. Use your loan: FinWise will deposit your money directly into your checking account. You may be able to get the funds in your account by the next business day.*

If you’re approved for a loan, your rates and terms will fall within the following ranges:

  • Borrow $500 to $5,000
  • Pay an interest rate of 99% to 149%

What should you consider before taking out a loan?

Here are a few things to keep in mind as you compare lenders and loan options:

  • Timeliness: If you’re considering online versus brick-and-mortar lenders, ask about how long it may take to get approved for a loan and receive the funds. Online lenders may offer a quicker solution.
  • Loan amounts: Make sure the lender offers loans that are large enough to meet your needs. Also watch out for minimum loan requirements, or you may have to borrow more money than you need. In Florida, the loans offered are $500 to $5,000.
  • Fees: Lenders may charge a variety of fees, including application, origination, and prepayment fees. FinWise doesn’t charge any of these, and all payments are fully disclosed on your loan agreement.
  • Loan rates: Comparing loans’ APR’s could be more helpful than looking at their interest rates..
  • Lender benefits: Some lenders may offer additional tools and resources to borrowers. For example, FinWise gives you five business days to decide if you want to keep your loan. If you change your mind, you can return the loan principal without paying any fees. Risecredit.com also offers a variety of free financial education resources and tools.

Learn More

Interested?  Learn more and consider applying for a loan today.

  • Learn how to save money, build credit, and other personal finance tips on the Rise Credit blog.
  • Explore free educational videos and downloadable personal finance tools.
  • Sign up for our free Credit Score Plus program, which comes with credit monitoring and lets you track one of your TransUnion credit scores.


To find out more about FinWise Bank’s installment loans in Florida visit the What It Costs page and select Florida.

FinWise Bank now partners with RISE to offer Florida residents an online loan option.