What is a cash loan?
A cash loan is a short-term personal installment loan you can use to cover an unexpected expense or emergency.
What makes RISE cash loans different?
A cash loan from RISE can get you the funds you need fast — without ever setting foot in a bank. Here’s what makes RISE different:
5-Day Risk-Free Guarantee
Change your mind? No problem! You have five days to return the principal without paying any additional fees.
Borrow on Your Own Terms
Our flexible terms let you choose a payment schedule that works best for you.
State restrictions apply to payment schedule options.
Instantly Check Your Credit Score for Free
Get free access to your credit score plus free credit monitoring alerts with Credit Score Plus!
The advantages of online cash loans
For those without access to lower-cost credit products, RISE is a better way to borrow. We want to help our customers with the cash they need today, and work with them as they build a better financial future. That’s the RISE difference.
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RISE Cash Loan | Payday Loan |
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5-day risk-free guarantee. |
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Flexible payment scheduling lets you choose your own terms. |
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Payments reported to a major credit bureau, enabling customers to demonstrate positive financial behavior. |
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† State restrictions apply to payment schedule options
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FAQs about online cash loans
You can apply for a cash loan from an online lender, traditional brick-and-mortar bank or credit union. Some lenders will check your credit. With online lenders, applications and approval decisions tend to be quicker. If you’re approved, you’ll receive the loan amount in one lump sum, either as an electronic deposit electronically deposited to your bank account or by check. If you choose a paper check, please allow 7-10 days for delivery via the USPS.
At RISEcredit.com, you can get cash in your account as soon as tomorrow.* Applications that are processed and approved before 6 p.m. ET are typically funded electronically the next business day.
Applying for a cash loan with RISEcredit.com is quick and easy! The process only takes a few minutes, and the results will be available to you in a matter of minutes after you submit your application.
Applying for a loan means that lenders will be checking your credit score and credit history. Checking your rate at RISECredit.com will result in a soft inquiry on your credit report. Soft inquiries do not affect your credit score. Completing your loan application results in a hard inquiry on your credit report and may affect your overall credit score.**
In general, higher credit scores will yield better offers with better rates. However, there are lenders who offer online loans for individuals with less-than-perfect credit. Before you apply for a new loan, make sure to consider your needs, compare your options and read the fine print of any loan offer before signing on the dotted line.
With the RISE Credit risk-free guarantee, you have five business days from your origination date to change your mind. If you decide that the funds are not right for you, simply call the toll-free customer service number at (866) 580-1226, repay the principal within the five-business day period and there will be no finance charges or fees assessed on the loan.
Why RISE Online Cash Loans
Why choose a cash loan from RISEcredit.com? Because when life throws you a curveball like an unplanned medical expense, urgent car repair or essential upgrade for your home, a personal loan from RISE can help get you over the financial hump. RISE loans offer a risk-free guarantee, flexible loan terms, no prepayment penalty fees and the opportunity to improve your credit when you consistently make your payments on time. Apply online for a RISE loan today and get your approval decision ASAP.