Need quick cash in Tennessee?
Time is of the essence during an emergency. Whether you’re dealing with a broken-down car or medical emergency, being able to quickly get a loan can be important. FinWise and CCBank offer RISE short term online loans, with a simple application and quick funding across the state of Tennessee:
| Nashville | Memphis | Knoxville |
| Chattanooga | Clarksville | Murfreesboro |
| Franklin | Emporia | Belleville |
| Olathe | Jackson | Johnson City |
| Bartlett | Hendersonville | Kingsport |
| Smyrna | Collierville | Cleveland |
From start to finish, you can apply and take out a loan without having to leave your home. Here's what the application process looks like:
Apply online: Complete the application, and our bank partners will automatically evaluate your information and may give you a decision in a matter of minutes.
Choose your loan amount: The rates and terms the bank offers you can vary depending on your creditworthiness. However, it’s up to you to decide if you want to borrow the full amount offered or choose a smaller loan.
Use your loan: One of our bank partners will deposit your money directly into your checking account. You may be able to get the funds in your account by the next business day.*
If you’re approved for a loan, your rates and terms will fall within the following ranges:
- Borrow $500 to $5,000
- Pay an interest rate of 99% to 199%
What should you consider before taking out a loan?
Here are a few things to keep in mind as you compare lenders and loan options:
Timeliness: If you’re considering online versus brick-and-mortar lenders, ask about how long it may take to get a decision for a loan and receive the funds. Online lenders may offer a quicker solution.
Loan amounts: Make sure the lender offers loans that are large enough to meet your needs. Also watch out for minimum loan requirements, or you may have to borrow more money than you need. In Tennessee, the loans offered are $500 to $5,000.
Fees: Lenders may charge a variety of fees, including application, origination, and prepayment fees. The RISE bank partners don't charge any of these, and all payments are fully disclosed on your loan agreement.
Loan rates: Comparing loans’ APR’s could be more helpful than looking at their interest rates.
Lender benefits: Some lenders may offer additional tools and resources to borrowers. For example, FinWise and CCBank give you five business days to decide if you want to keep your loan. If you change your mind, you can return the loan principal without paying any fees. RISEecredit.com also offers a variety of free financial education resources and tools.
FinWise and CCBank will report your payments to TransUnion and Experian. On-time payments could help you build a good credit history and may increase your credit scores. Payday loans rarely report your payments to a credit bureau.
Payday Loan Alternatives in TN
If you're searching for online payday loans in Tennessee, it's important to find a lender that offers a fast and reliable solution. With RISE installment loans from FinWise and CCBank, Tennessee residents can apply online and receive funds quickly—often by the next business day.* Unlike traditional payday loans that require full repayment on your next paycheck, RISE loans offer flexible terms and predictable payments, making it easier to manage your finances. Whether you're in Nashville, Memphis, or Knoxville, you can complete the entire process online without visiting a store, giving you the convenience and speed you need during a financial emergency.
Learn more about Tennessee loans and your borrowing accessibility:
Interested? Learn more and consider applying for a loan today.
Read about what differentiates RISE loans by FinWise and CCBank from other lenders.
Learn how to save money, build credit, and other personal finance tips on the RISE Credit blog.
Explore free educational videos and downloadable personal finance tools.
Sign up for our free Credit Score Plus program, which comes with credit monitoring and lets you track one of your TransUnion credit scores.