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RISE short term loans

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Short term loans for hard-working Americans

RISE can help you with short term installment loans: Cash loans that you pay back with a fixed number of regular, equal payments.

Check out the key advantages of short term installment loans vs. other types of loans:

Check_Circle Short term loans:

Available in loan amounts from a few hundred to several thousand dollars

  • Longer-term loans are usually only available in larger amounts
  • Payday loans are limited by how much you earn each paycheck, and auto title loans are limited by how much your car is worth

Check_Circle Repayment terms for short-term loans:

A few months to a few years

  • Longer-term loans take many years to pay off
  • Payday loans usually need to be paid back when you get your next paycheck--often sooner than you’re able to repay the loan and fees

Check_Circle Short term loan approval process:

Quick and easy

  • Longer-term loans often require you to submit more detailed information, and the process can take days or weeks
  • Auto title loans require an appraisal of your car, which can slow things down

Online short-term loans online from RISE

RISE is in your corner with the money you need--as soon as tomorrow*.

Here’s how it works:

  1. Apply online: After you provide some basic info, we’ll let you know if you’re approved in just seconds.
  2. Choose your terms: Once approved for a certain amount, tell us how much you want to borrow (up to your approved amount). RISE loans amounts start as low as $500 depending on your state of residence. Use our Choose Your Terms feature to choose payment dates that are convenient for you.
  3. Receive funds: Applications processed and approved before 6pm ET are typically funded electronically the next business day*, to meet your short-term financing needs.

RISE short term loans: A better way to borrow

At RISE, we help our customers with the funding they need today, and work with them to build a stronger financial tomorrow--that’s the RISE difference.

RISE is here to help you build your credit by giving you instant access to your credit score and credit history, plus free credit alerts and financial education tools to help you build better money habits and improve your financial future.

When life throws you a curveball—like an unexpected medical bill or urgent car repair--a short term loan option might be just what you need. RISE offers short term installment loans for financial emergencies, debt consolidation and more. With an easy online application process, you can get cash in your account as soon as tomorrow and choose your own repayment terms*. At RISE, we’re committed to helping you build a better financial future: We also offer free access to your credit score, credit monitoring and financial wellness tools.

When life throws you a curveball—like an unexpected medical bill or urgent car repair--a short term loan might be just what you need. RISE offers short term installment loans for financial emergencies, debt consolidation and more. With an easy online application process, you can get cash in your account as soon as tomorrow and choose your own terms*. At RISE, we’re committed to helping you build a better financial future: We also offer free access to credit monitoring and financial wellness tools.

FAQs about short term loans

What is a short term personal loan?
What are installment loans, and how do they work?
How much can I borrow with a RISE short term personal loan?
What are the interest rates for a short term loan?
What is the loan term for a short term personal loan?
What is the difference between a payday loan and a short term installment loan?
Does my credit history affect approval for a short term loan?
What loan options are available for short term loans with RISE Credit?
How quickly can I receive funding for a short term loan?
How does RISE handle late fees for short term loans?
What should I do if I want to cancel my loan?
What is a short term personal loan?

A short term personal loan provides quick access to cash, typically repaid over a shorter period compared to traditional loans. RISE offers short term installment loans with flexible repayment options. These loans are ideal for addressing immediate financial needs, such as emergency expenses.