Kentucky Payday Loan Alternative
In partnership with Capital Community Bank (CCB) and FinWise Bank, RISECredit.com offers online installment loans to residents of Kentucky. Unlike traditional payday loans, Kentucky personal loans from CCB and FinWise are designed to support your financial needs with features that include:
- Loan amounts up to $5,000
- Interest rates from 99% to 199%
- No application fees
- No origination fees
- No prepayment penalty
You can apply from the comfort of your home or office, get a decision within minutes, choose your own terms, and have cash in your bank account as soon as the next business day.* If you change your mind, you can return your loan within five business days without penalty.
Can you get a Payday or Installment Loan with Bad Credit?
- Payday lenders: There's typically no credit check with a payday loan. Instead, you'll typically show proof of your income to prove you can repay the loan on your next payday.
- RISE by CCB & FinWise: These loans are designed for people who don't have access to lower cost credit products, so if you're currently working on improving your credit score, RISE by CCB & FinWise is here to support you on that journey.