Online cash advance loans from RISE
What is a cash advance?
A cash advance is a short-term loan intended to cover an unexpected expense or emergency. If you’re in a financial pinch, cash advance loans can help you quickly get the money you need.
How can you get a cash advance?
There are a few types of cash advances. You can get a cash advance online from a payday loan company, or from a lender who offers personal installment loans. If you have a credit card, you may be able to use it to get a cash advance.
Can you get a cash advance from RISE?
Yes! RISE can give you access to fast online cash advance loans that can help you cover a financial emergency, unexpected medical bill, or whatever else life throws your way.
With RISE, you can borrow up to $5,000 and usually get the cash within 1-2 days*. Here’s how it works:
- Apply online: After you provide some basic info, we’ll let you know if you’re approved in just seconds.
- Choose your terms: Once approved for a certain amount, tell us how much you want to borrow (up to your approved amount). Our loan amounts range from $500 to $5,000 depending on your Lender and state of residence. Use our Choose Your Terms feature to choose payment dates that are convenient for you.
- Receive funds: Applications processed and approved before 6pm ET are typically funded electronically the next business day.
Why should you choose RISE for an online cash advance?
There are many online cash advance lenders, but RISE is different. In addition to a simple online application process and cash in your account as soon as tomorrow*, we also empower you to create a better financial future.
RISE is here to help you build your credit by giving you instant access to your credit score, plus free credit alerts and financial education tools to help you build better money habits and improve your financial future.
Could a cash advance loan from RISE be a good option for you?
An online cash advance loan from RISE could be a good choice for you if you like to make regular, steady payments, and need more than a few weeks to pay back the loan. It could also be a good fit for you if you need to borrow a larger amount. (Payday loan cash advances and credit card cash advances don’t usually offer these benefits.)
FAQs
What is the difference between an online payday loan and a cash advance from RISE?
An online payday loan typically involves a smaller loan amount with a shorter repayment period, usually due by your next paycheck. RISE cash advances, on the other hand, provide a longer-term option, with flexible repayment terms and fixed scheduled payment options. Applying online makes it easy to receive quick cash directly into your bank account*.
Do I need a credit check to qualify for a cash advance loan with RISE?
Yes, a credit check is part of the RISE application process for cash advances. While credit checks help determine eligibility, your credit report will not be impacted unless you’re approved. Our goal is to offer quick, transparent funding options with no hidden fees.
How much can I borrow with a RISE cash advance online loan?
The loan amount for a RISE cash advance varies based on factors like your state and credit history. RISE offers cash advances between $500 and $5,000, allowing you to select the amount that best fits your needs. RISE also provides other funding options for different financial situations.
Are there late fees with a RISE cash advance loan?
While late fees are not charged, interest continues to accrue daily on your principal balance. To avoid this, setting up automatic payments from your checking account is encouraged. If you anticipate any issues, reach out to our support team to explore options for staying on track.
Can I use my RISE cash advance loan to cover a bank account overdraft?
Yes, a RISE cash advance loan can be a convenient way to cover a bank account overdraft or other urgent expenses. Our online loan application allows you to apply for extra cash and, if approved, receive funds directly into your account, often by the next business day.*