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Rates are calculated using the simple interest method. APR calculation is based on bi-weekly payments with your first payment being 14 days from the loan effective date. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan.
For new and former customers (excluding refinanced loans) you agree to pay an origination fee of 5% (not to exceed $250) which will be paid to Lender out of the proceeds of your Loan and included in the Principal Amount on which Interest accrues.