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Privacy

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WEBSITE PRIVACY & TERMS OF USE

IMPORTANT NOTICE: When applying for a loan, RISECredit.com will record the web session for training and customer support purposes. We will not have access to your device or personal information and will not be able to see your screen after you leave RISEcredit.com. Additionally, when you log into your account, utlize the chat or co-browse functions, your web session will also be recorded for training and customer support purposes, and we will not be able to see your screen after you log out of RISEcredit.com. The recorded web session will remain private and secure. By continuing to use this website you acknowledge and agree to the above referenced recordings.

The privacy of your information is important to us. This page describes the types of information we collect from you when you apply for a loan or open an account with us, how this information is used, and how you can control certain uses of the information. See the Privacy Policies below for additional information.

Additionally, we may automatically collect information about your usage of our website, such as which pages you visit and what information you enter on those pages. We may collect information about where you are located and what type of device you are using, including, but not limited to, IP address and device data.

When you visit this website, a cookie is placed on your computer (if you accept cookies). The cookie we place on your computer does not contain any of your personally identifiable information. We advertise our products and services on websites that you may visit, and we use service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you may not be available to receive offerings of available products on this site.

California Residents: We may collect your information for the purpose of cross-context behavioral advertising. To opt out of sharing for cross-contextual behavioral advertising you may use the Global Privacy Control (GPC) for your browser. To learn more about how to enable GPC in participating browsers, visit www.globalprivacycontrol.org. We honor GPC signals in a frictionless manner.

We may also use website or mobile technologies to identify and track site visitor behavior, prevent fraudulent activity, improve customer service, and increase site security.

You authorize your wireless operator to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber and device details, if available, to RISE and its service providers for the duration of the business relationship, solely for identity verification and fraud avoidance.  See our Privacy Policy below for how we treat your data.

If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the “Account Settings” link or call (866) 580-1226 to speak to an account representative.

If we make material changes to our Website Privacy Disclosure or Privacy Policies, we will notify active customers and update this page. Please take note of the “Effective Date” at the top of this privacy policy.

California Residents: You may be provided with additional rights regarding the use of your personal information. To learn more about those rights, you can head to the California Privacy Policy.

RISE Privacy Notice

RISE Partner Privacy Notices

California Disclosures and Privacy Policy

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PRIVACY POLICY

 

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4150 International Plaza, Suite 300 Fort Worth, TX 76109

©2023 RISE. All Rights Reserved.


* Applications processed and approved before 6pm ET are typically funded the next business day. RISE is offered only to residents in states where permitted by law. To obtain credit, you must apply online and have a valid checking account and email address. Approval for credit and the amount for which you may be approved are subject to minimum income requirements and vary by state.

In some cases, we may not be able to verify your application information and may ask you to provide certain documents. Refer to Rates & Terms for additional details. Complete disclosures of APR, fees and payment terms are provided within your Agreement.

**For customers responding to an active firm offer of credit, a hard inquiry will be placed on your credit reports when you are approved for and accept a loan, which may impact your credit score and will be available for third parties and potential lenders to view. However, a hard inquiry will be placed with Clarity when you submit a complete application, and this may affect your overall credit profile with this bureau.  For customers who are not responding to an active firm offer of credit, a hard inquiry will not be placed on your TransUnion or FactorTrust credit report until you are approved for and accept a loan.

Important Disclosures:

Notice to Alaska, Arizona, Florida, Hawaii, Indiana, Kentucky, Louisiana, Michigan, Minnesota, Montana, Nebraska, Nevada, Ohio, Oklahoma, Oregon, Washington, and Wyoming Customers: Installment loans are originated by FinWise Bank, a Utah chartered bank, located in Murray, UT, Member FDIC.

Notice to Kansas, Tennessee and Texas Customers: Installment loans are originated by Capital Community Bank, a Utah chartered bank, located in Provo, UT, Member FDIC.

Application approvals and the amount of any credit for which you may be approved are subject to minimum income requirements and vary by state.

This is an expensive form of credit. RISE is designed to help you meet your borrowing needs. Appropriate emergencies might be a car repair, medical care for you or your family, or travel expenses in connection with your job. This service is not intended to provide a solution for all credit or other financial needs. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Refinancing may be available and is not automatic. Refinancing will result in additional charges.  We will never charge you any "hidden fees" that are not fully disclosed in your Agreement or the empty Rates & Terms. If you don’t make a payment on time we will attempt to contact you via one or more authorized methods. Because we report your payment history to one or more credit bureaus, late or non-payment of your debt may negatively impact your credit rating. If you fail to repay in accordance with your terms, we may place or sell your debt with a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. Be sure you fully understand the terms and conditions of your credit before signing your agreement.

 

CHECK YOUR LOAN OPTIONS

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Checking your loan options will NOT affect your FICO® score.**
California Residents, view the RISE California Privacy Policy for information on what we collect.

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However, you may qualify with AmOne. Get started below to see if AmOne works for you.

Disclaimer: RISE and the partner above are independent companies. Neither company has the authority to evaluate a credit application on behalf of the other. By clicking the button below, you will be leaving the RISE website and entering the partner website.

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Coming Soon!

We're partnering with to bring you better ways to borrow. Stay tuned. If you just can't wait, feel free to see the sneak peek below!

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New loan products that provide you a better way to borrow. Stay tuned. If you just can't wait, feel free to see the sneak peek below.

Loan Amount

Repayment Term

APR (Based on Credit)

$500-$5000

7-26 months

99% - 149%