Privacy Policy | RISE Credit

WEBSITE PRIVACY (effective August 2018)

The privacy of your information is important to us. This page describes the types of information we collect from you when you apply for a loan or open an account with us, how this information is used, and how you can control certain uses of the information. See the Privacy Policies below for additional information.

Additionally, we may automatically collect information about your usage of our website, such as which pages you visit and what information you enter on those pages. We may collect information about where you are located and what type of device you are using, including, but not limited to, IP address and device data.

When you visit this website, a cookie is placed on your computer (if you accept cookies). The cookie we place on your computer does not contain any of your personally identifiable information. We advertise our products and services on websites that you may visit, and we use service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the this site.

We may also use website or mobile technologies to identify and track site visitor behavior, prevent fraudulent activity, improve customer service, and increase site security.

You authorize your wireless operator to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber details, if available, to RISE and its service providers for the duration of the business relationship, solely for identity verification and fraud avoidance. See our Privacy Policy below for how we treat your data.

If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the “Account Settings” link or call (866) 580-1226 to speak to an account representative.

If we make material changes to our Website Privacy Disclosure or Privacy Policies, we will notify active customers and update this page. Please take note of the “Effective Date” at the top of this privacy policy.

PRIVACY POLICIES

RISE - PRIVACY POLICY				EFFECTIVE MARCH 2014
FACTS	*WHAT DOES RISE* DO WITH YOUR PERSONAL INFORMATION?**
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RISE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			*Does RISE* share?**		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			Yes		No
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			Yes		Yes
For our affiliates to market to you			Yes		Yes
For nonaffiliates to market to you			Yes		Yes
To limit our sharing	Call (866) 580-1226 to speak to an account representative; Log in to your account at www.risecredit.com and click on “Account Settings”; or Contact us via email: support@risecredit.com. If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (866) 580-1226 or go to www.risecredit.com

What we do
*How does RISE* protect my personal information?**		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
*How does RISE* collect my personal information?**		We collect your personal information, for example, when you Apply for credit Give us your income information Provide employment information Provide account information Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes information about your creditworthiness; Affiliates from using your information to market to you; and Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates		Financial and nonfinancial companies related by common ownership or control. Our affiliates include companies that have common corporate ownership with RISE, such as Elevate Credit, Inc., Elevate Credit Service, LLC, Elevate Decision Sciences, LLC, RISE Credit, LLC, and RISE SPV, LLC.
Nonaffiliates		Financial and nonfinancial companies not related by common ownership or control. Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information
As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you. Updating your information: If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the “Account Settings” link or call (866) 580-1226 to speak to an account representative. "Do not track": When someone visits the RISE website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RISE advertises its products and services on websites that you may visit, and RISE uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the RISE website. Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RISE website. Please take note of the “Effective Date” at the top of this privacy policy. Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third-party companies or financial institutions, other than as required or permitted by law, without your express permission. California residents: We will not share information we collect about you with affiliated or non-affiliated third-parties, except in the limited circumstances permitted under state law, or if you give us your permission. North Dakota residents: We will not disclose information about you with non-affiliated, third-party companies or financial institutions, other than as required or permitted by law, without your express permission. Nevada residents: If you would like more information regarding this notice or Nevada’s law regarding corporate do-not-call registries, you can contact us at the toll-free number or address included in this notice or the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702) 486-3132/Email: BCPINFO@ag.state.nv.us.

RISE – TEXAS CSO PRIVACY POLICY				Effective March 2014
FACTS	*WHAT DOES RISE CREDIT SERVICE OF TEXAS, LLC D/B/A RISE* ("RISE") DO WITH YOUR PERSONAL INFORMATION?**
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RISE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			*Does RISE* share?**		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			Yes		No
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			Yes		Yes
For our affiliates to market to you			Yes		Yes
For nonaffiliates to market to you			Yes		Yes
To limit our sharing	• Call (866) 580-1226 to speak to an account representative; • Log in to your account at www.risecredit.com and click on “Account Settings”; or • Contact us via email: support@risecredit.com. If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (866) 580-1226 or go to www.risecredit.com

What we do
How does RISE protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
*How does RISE* collect my personal information?**		We collect your personal information, for example, when you • Apply for credit • Give us your income information • Provide employment information • Provide account information • Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates		Financial and nonfinancial companies related by common ownership or control. • Our affiliates include companies that have common corporate ownership with RISE, such as Elevate Credit, Inc., Elevate Credit Service, LLC, Elevate Decision Sciences, LLC, RISE Credit, LLC, and RISE SPV, LLC.
Nonaffiliates		Financial and nonfinancial companies not related by common ownership or control. • Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information
As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you. Updating your information: If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the “Account Settings” link or call (866) 580-1226 to speak to an account representative. “Do not track”: When someone visits the RISE website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RISE advertises its products and services on websites that you may visit, and RISE uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the RISE website. Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RISE website. Please take note of the “Effective Date” at the top of this privacy policy.

RISE – FIRST FINANCIAL LOAN COMPANY PRIVACY POLICY TEXAS				Effective August 2015
FACTS	WHAT DOES FIRST FINANCIAL LOAN COMPANY, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Financial Loan Company, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does First Financial Loan Company, LLC share?		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			Yes		No
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			No		We don't share
For our affiliates to market to you			No		We don't share
For nonaffiliates to market to you			No		We don't share
Questions?	Write to: 84 Villa Rd., Greenville, SC 29615

What we do
How does First Financial Loan Company, LLC protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
How does First Financial Loan Company, LLC collect my personal information?		We collect your personal information, for example, when you • Apply for credit • Give us your income information • Provide employment information • Provide account information • Give us your contact information We also collect your personal information from other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates		Financial and nonfinancial companies related by common ownership or control. • Our affiliates include, but are not limited to, Sentral Financial, LLC and Integrity Texas Funding, LP
Nonaffiliates		Financial and nonfinancial companies not related by common ownership or control. • First Financial Loan Company, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information
As part of our credit underwriting and information collection process, we may consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers and publicly available information about you.

RISE – NCP FINANCE LP PRIVACY POLICY TEXAS				Effective January 2017
FACTS	WHAT DOES NCP FINANCE LIMITED PARTNERSHIP ("NCP FINANCE") DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and account balances • Income and assets • Employment information and credit history and payment history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NCP Finance chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does NCP Finance share?		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			No		We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			No		We don't share
For our affiliates to market to you			No		We don't share
For nonaffiliates to market to you			No		We don't share
Questions?	Call 937-228-5600 or go to www.ncpfinance.com

Who we are
Who is providing this notice?		NCP Finance Limited Partnership, an Ohio limited partnership
What we do
How does NCP Finance protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does NCP Finance collect my personal information?		We collect your personal information, for example, when you • Apply for credit or open an account with us • Give us your income information or provide employment information • Provide account information We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?		Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates		Companies related by common ownership or control. They can be financial and non-financial companies. • Our affiliates include companies that have a common ownership with NCP Finance, such as NCP Finance Ohio LLC and Schear Financial Services, LLC.
Nonaffiliates		Companies related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
N/A

REDPOINT CAPITAL ASSET FUNDING, LLC PRIVACY POLICY

EFFECTIVE SEPTEMBER 2017

FACTS	WHAT DOES REDPOINT CAPITAL ASSET FUNDING, LLC ["REDPOINT"] DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Income and assets Credit history and employment information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons REDPOINT chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does REDPOINT share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	We don’t share
For our affiliates to market to you	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

Questions?

Call 972-249-1000

Who we are
Who is providing this notice?	Redpoint Capital Asset Funding, LLC – a Texas limited liability company
What we do
How does REDPOINT protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain safeguards such as computer virus protection software, firewalls, and a 128 bit Secure Socket Layer.
How does REDPOINT collect my personal information?	We collect your personal information, for example, when you Apply for a loan or give us your income information Provide employment information or provide account information Give us your contact information We also collect your personal information from other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies operating under the Redpoint, RPFG, or RPCAP name.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. REDPOINT does not share with non-affiliates.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. REDPOINT does not joint market with non affiliates.
Other Important Information

RISE – OHIO CSO PRIVACY POLICY				Effective March 2014
FACTS	*WHAT DOES RISE CREDIT SERVICE OF OHIO, LLC D/B/A RISE* ("RISE") DO WITH YOUR PERSONAL INFORMATION?**
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RISE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			*Does RISE* share?**		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			Yes		No
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			Yes		Yes
For our affiliates to market to you			Yes		Yes
For nonaffiliates to market to you			Yes		Yes
To limit our sharing	• Call (866) 580-1226 to speak to an account representative; • Log in to your account at www.risecredit.com and click on “Account Settings”; or • Contact us via email: support@risecredit.com. If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (866) 580-1226 or go to www.risecredit.com

What we do
How does RISE protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
*How does RISE* collect my personal information?**		We collect your personal information, for example, when you • Apply for credit • Give us your income information • Provide employment information • Provide account information • Give us your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates		Financial and nonfinancial companies related by common ownership or control. • Our affiliates include companies that have common corporate ownership with RISE, such as Elevate Credit, Inc., Elevate Credit Service, LLC, Elevate Decision Sciences, LLC, RISE Credit, LLC, and RISE SPV, LLC.
Nonaffiliates		Financial and nonfinancial companies not related by common ownership or control. • Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information
As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you. Updating your information: If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the “Account Settings” link or call (866) 580-1226 to speak to an account representative. “Do not track”: When someone visits the RISE website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RISE advertises its products and services on websites that you may visit, and RISE uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing “do not track” functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the RISE website. Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RISE website. Please take note of the “Effective Date” at the top of this privacy policy.

RISE – OHIO SENTRAL FINANCIAL, LLC PRIVACY POLICY				Effective August 2015
FACTS	WHAT DOES SENTRAL FINANCIAL, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Sentral Financial, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does Sentral Financial, LLC share?		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			Yes		No
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			No		We don't share
For our affiliates to market to you			No		We don't share
For nonaffiliates to market to you			No		We don't share
Questions?	Write to: 84 Villa Rd., Greenville, SC 29615

What we do
How does Sentral Financial, LLC protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
How does Sentral Financial, LLC collect my personal information?		We collect your personal information, for example, when you • Apply for credit • Give us your income information • Provide employment information • Provide account information • Give us your contact information We also collect your personal information from other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates		Financial and nonfinancial companies related by common ownership or control. • Our affiliates include, but are not limited to, First Financial Loan Company, LLC and Integrity Texas Funding, LP
Nonaffiliates		Financial and nonfinancial companies not related by common ownership or control. • Sentral Financial, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid card providers and other lending companies.
Other Important Information
As part of our credit underwriting and information collection process, we may consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers and publicly available information about you.

RISE – INTEGRITY FUNDING OHIO, LLC PRIVACY POLICY				Effective December 2017
FACTS	WHAT DOES INTEGRITY FUNDING OHIO, LLC DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and income • Account balances and payment history • Credit history and credit scores If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Integrity Funding Ohio, LLC chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does Integrity Funding Ohio, LLC share?		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			Yes		No
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			No		We don't share
For our affiliates to market to you			No		We don't share
For nonaffiliates to market to you			No		We don't share
Questions?	Write to: 84 Villa Rd., Greenville, SC 29615

What we do
How does Integrity Funding Ohio, LLC protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.
How does Integrity Funding Ohio, LLC collect my personal information?		We collect your personal information, for example, when you • Apply for credit • Give us your income information • Provide employment information • Provide account information • Give us your contact information We also collect your personal information from other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates		Financial and nonfinancial companies related by common ownership or control. • Our affiliates include, but are not limited to, First Financial Loan Company, LLC and Sentral Financial, LLC
Nonaffiliates		Financial and nonfinancial companies not related by common ownership or control. • Integrity Funding Ohio, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you. • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid card providers and other lending companies.
Other Important Information
As part of our credit underwriting and information collection process, we may consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers and publicly available information about you.

RISE – NCP FINANCE OHIO, LLC PRIVACY POLICY				Effective January 2017
FACTS	WHAT DOES NCP FINANCE OHIO, LLC ("NCP FINANCE") DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: • Social Security number and account balances • Income and assets • Employment information and credit history and payment history When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons NCP Finance chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information			Does NCP Finance share?		Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus			Yes		No
For our marketing purposes – to offer our products and services to you			Yes		No
For joint marketing with other financial companies			No		We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences			Yes		No
For our affiliates’ everyday business purposes – information about your creditworthiness			No		We don't share
For our affiliates to market to you			No		We don't share
For nonaffiliates to market to you			No		We don't share
Questions?	Call 937-228-5600 or go to www.ncpfinance.com

Who we are
Who is providing this notice?		NCP Finance Ohio, LLC, an Ohio limited liability company
What we do
How does NCP Finance protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does NCP Finance collect my personal information?		We collect your personal information, for example, when you • Apply for credit or open an account with us • Give us your income information or provide employment information • Provide account information We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing?		Federal law gives you the right to limit only: • Sharing for affiliates’ everyday business purposes information about your creditworthiness; • Affiliates from using your information to market to you; and • Sharing for nonaffiliates to market to you. State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?		Your choices will apply to everyone on your account - unless you tell us otherwise.
Definitions
Affiliates		Companies related by common ownership or control. They can be financial and non-financial companies. • Our affiliates include companies that have a common ownership with NCP Finance, such as NCP Finance Limited Partnership and Schear Financial Services, LLC.
Nonaffiliates		Companies related by common ownership or control. They can be financial and non-financial companies.
Joint Marketing		A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
N/A

REDPOINT ASSET FUNDING OHIO, LLC PRIVACY POLICY

EFFECTIVE SEPTEMBER 2017

FACTS	WHAT DOES REDPOINT ASSET FUNDING OHIO, LLC ["REDPOINT"] DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and account balances Income and assets Credit history and employment information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons REDPOINT chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does REDPOINT share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	We don’t share
For our affiliates to market to you	No	We don’t share
For nonaffiliates to market to you	No	We don’t share

Questions?

Call 972-249-1000

Who we are
Who is providing this notice?	Redpoint Asset Funding Ohio, LLC – a Texas limited liability company
What we do
How does REDPOINT protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain safeguards such as computer virus protection software, firewalls, and a 128 bit Secure Socket Layer.
How does REDPOINT collect my personal information?	We collect your personal information, for example, when you Apply for a loan or give us your income information Provide employment information or provide account information Give us your contact information We also collect your personal information from other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only: Sharing for affiliates’ everyday business purposes—information about your creditworthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. Our affiliates include financial companies operating under the Redpoint, RPFG, or RPCAP name.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies. REDPOINT does not share with non-affiliates.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. REDPOINT does not joint market with non affiliates.
Other Important Information

Privacy

RISE - PRIVACY POLICY

EFFECTIVE MARCH 2014