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Your Privacy Is Our Top Priority

Privacy Policy

RISE Privacy Policy | Ohio CSO Privacy Policy | Ohio CSO Lender Privacy Policy Texas CSO Privacy Policy | Texas CSO Lender Privacy Policy

RISE PRIVACY POLICY
EFFECTIVE MARCH 2014
factsWhat does RISE do with your personal information
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RISE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes RISE share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youYesYes
To limit our sharing

If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call (866) 580-1226 or go to www.risecredit.com
What we do
How does RISE protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.

How does RISE collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes information about your creditworthiness;
  • Affiliates from using your information to market to you; and
  • Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates

Financial and nonfinancial companies related by common ownership or control.

  • Our affiliates include companies that have common corporate ownership with RISE, such as Elevate Credit, Inc., Elevate Credit Service, LLC, Elevate Decision Sciences, LLC, RISE Credit, LLC, and RISE SPV, LLC.
Nonaffiliates

Financial and nonfinancial companies not related by common ownership or control.

  • Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the "Account Settings" link or call (866) 580-1226 to speak to an account representative.

"Do not track": When someone visits the RISE website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RISE advertises its products and services on websites that you may visit, and RISE uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing "do not track" functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the RISE website.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RISE website. Please take note of the "Effective Date" at the top of this privacy policy.

Vermont residents: We will not disclose information about you with affiliates or non-affiliated, third-party companies or financial institutions, other than as required or permitted by law, without your express permission.

California residents: We will not share information we collect about you with affiliated or non-affiliated third-parties, except in the limited circumstances permitted under state law, or if you give us your permission.

North Dakota residents: We will not disclose information about you with non-affiliated, third-party companies or financial institutions, other than as required or permitted by law, without your express permission.

Nevada residents: If you would like more information regarding this notice or Nevada’s law regarding corporate do-not-call registries, you can contact us at the toll-free number or address included in this notice or the Bureau of Consumer Protection, Office of the Nevada Attorney General at 555 E. Washington Street, Suite 3900, Las Vegas, Nevada 89101; Phone: (702) 486-3132/Email:BCPINFO@ag.state.nv.us

RISE – OHIO CSO PRIVACY POLICY
EFFECTIVE MARCH 2014
factsWHAT DOES RISE CREDIT SERVICE OF OHIO, LLC D/B/A RISE (“RISE”) DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RISE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes RISE share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youYesYes
To limit our sharing

If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call (866) 580-1226 or go to www.risecredit.com
What we do
How does RISE protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.

How does RISE collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes information about your creditworthiness;
  • Affiliates from using your information to market to you; and
  • Sharing for nonaffiliates to market to you.
  • State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Financial and nonfinancial companies related by common ownership or control.

  • Our affiliates include companies that have common corporate ownership with RISE, such as Elevate Credit, Inc., Elevate Credit Service, LLC, Elevate Decision Sciences, LLC, RISE Credit, LLC, and RISE SPV, LLC.
Nonaffiliates

Financial and nonfinancial companies not related by common ownership or control.

  • Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the "Account Settings" link or call (866) 580-1226 to speak to an account representative.

"Do not track": When someone visits the RISE website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RISE advertises its products and services on websites that you may visit, and RISE uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing "do not track" functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the RISE website.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RISE website. Please take note of the "Effective Date" at the top of this privacy policy.

RISE – OHIO CSO LENDER PRIVACY POLICY
EFFECTIVE JUNE 2013
factsWHAT DOES RCL FINANCE, INC. DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores.

If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons RCL Finance, Inc. chooses to share, and whether you can limit this sharing.
Reasons we can share your personal informationDoes RCL Finance, Inc. share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don't share
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to youNoWe don't share
Questions? Call (817) 533-2606
What we do
How does RCL Finance, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.

How does RCL Finance, Inc. collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness;
  • Affiliates from using your information to market to you, and
  • Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Financial and nonfinancial companies related by common ownership or control.

  • Our affiliates include, but are not limited to, DSI Lending Resources, Inc., SGS Finance, Inc., K2 Finance, Inc. and Texas Loan Corporation.
Nonaffiliates

Financial and nonfinancial companies not related by common ownership or control.

  • RCL Finance, Inc. does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid card providers and other lending companies.
Other Important Information

As part of our credit underwriting and information collection process, we may consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers and publicly available information about you.

RISE – TEXAS CSO PRIVACY POLICY
EFFECTIVE MARCH 2014
factsWHAT DOES RISE CREDIT SERVICE OF TEXAS, LLC D/B/A RISE (“RISE”) DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons RISE chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes RISE share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessYesYes
For our affiliates to market to youYesYes
For nonaffiliates to market to youYesYes
To limit our sharing

If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer a customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions? Call (866) 580-1226 or go to www.risecredit.com
What we do
How does RISE protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.

How does RISE collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes information about your creditworthiness;
  • Affiliates from using your information to market to you; and
  • Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Financial and nonfinancial companies related by common ownership or control.

  • Our affiliates include companies that have common corporate ownership with RISE, such as Elevate Credit, Inc., Elevate Credit Service, LLC, Elevate Decision Sciences, LLC, RISE Credit, LLC, and RISE SPV, LLC.
Nonaffiliates

Financial and nonfinancial companies not related by common ownership or control.

  • Nonaffiliates we share with can include direct marketing companies for application resell, direct mail and other purposes.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid debit card providers and other lending companies.
Other Important Information

As part of our credit underwriting and information collection process, we will consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers, including, for example, information about your location and the location of your mobile devices, and publicly available information about you.

Updating your information: If you need to update the personal information you have given us, log in to your account at www.risecredit.com and click on the "Account Settings" link or call (866) 580-1226 to speak to an account representative.

"Do not track": When someone visits the RISE website, a cookie is placed on the visitor’s computer (if the visitor accepts cookies). The cookie we place on your computer does not contain any of your personally identifiable information. RISE advertises its products and services on websites that you may visit, and RISE uses service providers to place such advertisements. Those service providers (such as Google, Microsoft or Yahoo) may use cookies placed on your computer to show you advertisements for RISE services on other websites. You can opt-out from service providers’ and/or marketers’ use of cookies in this manner by visiting each service provider’s advertising opt-out page or by utilizing "do not track" functionality in your web browser. If you choose to not have your browser accept cookies from the RISE website, you will not be able to subscribe to the service offerings on the RISE website.

Changes to this privacy policy: If we make material changes to this privacy policy, we will notify you via email and post the updated privacy policy on the RISE website. Please take note of the "Effective Date" at the top of this privacy policy.

RISE – TEXAS CSO LENDER PRIVACY POLICY
EFFECTIVE JUNE 2013
factsWHAT DOES SGS FINANCE, INC. DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores.

If you are a new customer, we can begin sharing your information thirty (30) days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons SGS Finance, Inc. chooses to share, and whether you can limit this sharing.
Reasons we can share your personal informationDoes SGS Finance, Inc. share?Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, prevent or mitigate fraud, engage in corporate transactions, or report to credit bureausYesNo
For our marketing purposes – to offer our products and services to youYesNo
For joint marketing with other financial companiesYesNo
For our affiliates’ everyday business purposes – information about your transactions and experiencesYesNo
For our affiliates’ everyday business purposes – information about your creditworthinessNoWe don't share
For our affiliates to market to youNoWe don't share
For nonaffiliates to market to youNoWe don't share
Questions? Call (817) 533-2606
What we do
How does SGS Finance, Inc. protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain physical, electronic and procedural safeguards (i.e., computer virus protection software, firewalls, 128-bit Secure Socket Layer). Only authorized employees have access.

How does SGS Finance, Inc. collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your income information
  • Provide employment information
  • Provide account information
  • Give us your contact information

We also collect your personal information from other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only:
  • Sharing for affiliates’ everyday business purposes-information about your creditworthiness;
  • Affiliates from using your information to market to you, and
  • Sharing for nonaffiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates

Financial and nonfinancial companies related by common ownership or control.

  • Our affiliates include, but are not limited to, DSI Lending Resources, Inc., RCL Finance, Inc., K2 Finance, Inc. and Texas Loan Corporation.
Nonaffiliates

Financial and nonfinancial companies not related by common ownership or control.

  • SGS Finance, Inc. does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include financial institutions, credit card companies, partners that promote our products, pre-paid card providers, and other lending companies.
Other Important Information

As part of our credit underwriting and information collection process, we may consider bank account information provided by you and we may detect additional bank accounts under your ownership. We also may collect and consider information about you from non-credit reporting agency data providers and publicly available information about you.

 

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