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How it Works


Fill out a simple application.

It’s easy. It’s secure. It’s time to apply online and learn just how much cash you can get.

Review our requirements.


Get cash the next business day.

Your checking account may be electronically credited as soon as the next business day *.


Look at your account anytime.

You can review your balance and make payments online at your convenience. We’re open 24/7.

Who doesn't love points? Earn some and start saving


Receive a discount by earning points, here's how much you can save.

The RISE Rewards Program is not available in every state; eligibility for the Rewards Program is subject to RISE's discretion. Terms & Conditions

Welcome points
500 pts
Each on-time payment*
75 pts
Each Financial U Course
50 pts
Complete 5 Courses
50 pt bonus
Pay extra principal
25 pt bonus
Pay before your due date
25 pt bonus
Enroll in Credit Score Plus
100 pts
Happy Birthday
100 pts
*Monthly customers receive 150 points per payment
RISE Points Bar

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Sample Loan Amounts

Loan Amount Tool Tip
Number of Payments Tool Tip
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All payment examples are rounded. APR calculation is based on your first payment being 14 days from the loan effective date. Annual percentage rates (APRs) may vary based on loan term. Please see your loan agreement for the APR and other terms applicable to your loan. Click here to view the complete schedule of all fees for loans with standard repayment schedules.

Sample Loan Amounts

Bi-weekly payment
APR: 405.5%
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Maximum loan amount

The maximum amount for residents is

Please view the Terms and Conditions and Privacy Policy for more information.

Regulatory contact Information

For existing PayDay One customers, log on to My Account to view your Loan Agreement, Loan Cost & Terms and Terms & Conditions.

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